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期房与现房各有利弊

更新时间:2006-07-28 00:00:00 - 来源:苍南房产网 点击数:25839 >> 我要发表评论
商品房按交房时间来分,分为现房和期房。期房顾名思义就是远期交工的房子。
     优点是—— 
     1:先期订购,户型、位置利于选择。由于订的是未竣工的房子,销售工作刚刚展开,开发商所能提供的所有房屋都有,朝向好的户型也在其中,购房者就有了大量的选择余地。
     2:价格都能给予较大的优惠,一般为10%左右,或者更多。房地产开发商对于一个房屋的开发一般需要一至两年的时间,甚至更长。为了及时收回资金,对销售期房持极大的欢迎态度。
     3:付款轻松,随施工进度而付,一般分为三次。首次付款时间为开工时,付定金和首期房款,一般仅付1万元的定金和总房款的10%左右;第二次时间是工程进行一半时,约付款额为总房款的60%;第三次付款时间为房屋已经交工或即将投放使用时,购房者付完全款,同时房地产商将房屋交给购房者。
     4:工程质量可以看到,随时监督,提出意见。从付完定金的那一刻起,购房者就可随时去看工程进度,对于墙体、地板、隐蔽电路等建好以后不易看到的情况,这时都一览无余。
     缺点——
     1:根据图纸买房,看不到实物。看到的仅仅是欲购房屋的户型图、整个物业的效果图,而非实物。
     2:有关面积、户型、装修标准难以判断。虽然房地产商为您描绘了一幅美丽的图画,但是具体怎样还是不要看最后拿到的实物。
     3:开发商情况易把握。若开发商在物业建设过程中因实力不足、缺乏必要的资金,使工程停顿,那么购房者就会蒙受巨大的损失。
     4:市场行情与价格涨跌难以预测。
     5:看到的仅仅是样板房而已,与用户最终的房屋会有所差距的。
     现房是已经盖好的房子,对于住宅楼而言,是指交完房款,立即就可入住。
     优点—— 
     1:房子就在眼前,直观。随时都可以进入房子去看一看,选中了买下便可。 
     2:入住便利。
     3:房屋价格基本稳定,不会再有大的变动,购房时只需与周围地区、同类型房屋价格相比便可。
     4:既有房屋的宣传材料,又可以实物一一对照。
     5:家庭计划便于安排。买房子是家中的大事,或为了改变居住环境,或为了工作关系等等,都要以到房子为第一步,而要想拿到房子仅需付完房款便可。
     缺点——
     1:选择余地较少。楼层、房型较好的房屋往往被先到者买走。
     2:价格较高,难以优惠。
     3:隐蔽工程难以看到。房屋的墙体、上下水设备、房屋电路走向只有经过较长的使用期后才会知道。
     购买现房或期房除了根据自己的情况及所购房屋的特点选择外,还应该考虑房地产商和所购房屋的各种条件是否齐全。 

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